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IMPORTANT

Action required before November 15, 2026
You must update your beneficiaries' addresses in OPTIM.net to avoid payment rejections.

Why?
New CBPR+, SEPA and other regulations: starting November 15, 2026, only structured or hybrid addresses will be accepted. Minimum required information: COUNTRY and TOWN. Free-format addresses will be rejected. What to do now:

1. Access your Beneficiary Third Parties in OPTIM.net 2. Identify free-format addresses 3. Change them to structured or hybrid format




OPTIM.net: your secure and worldwide e-banking solution for Cash Management


OPTIM.net, Crédit Agricole CIB Internet Banking solution for Cash Management, provides Corporates and Financial Institutions with a secured unique entry point to manage their flows and receive their reporting.

  • Anywhere, Anytime: 24/7* web browser-based access.
  • Multi-bank, multi-company and multi-country.
  • Benefit from a multilingual tool, available on PC, smartphones and tablets.
  • Connect your ERP directly to OPTIM.net to integrate payments and account reports into your system.

* except during system maintenance period.

Disclaimer and Important Notice Data Protection Security Statement
Copyright © 2026 Crédit Agricole CIB ®. All rights reserved. Subject to Terms and Conditions.